Individual Unemployability (TDIU)

Print-and-take checklist. Tick each box as you go, and keep it with your paperwork.

• Confirm my current service-connected ratings and combined rating at va.gov/disability/view-disability-rating
• Check whether I meet the schedular thresholds: one condition at 60%+, or 70%+ combined with at least one condition at 40%+
• If I don't meet those thresholds, note that an extraschedular referral under 38 CFR 4.16(b) may still be possible
• Write down my current and recent work history, hours, and pay to address the marginal vs. substantially gainful employment question
• Download and start VA Form 21-8940 (my application) at va.gov/find-forms/about-form-21-8940
• Download VA Form 21-4192 (employer information request) at va.gov/find-forms/about-form-21-4192 to bring to my most recent employer
• Gather medical records and, if available, a doctor's statement connecting my service-connected conditions to my inability to work
• Find a free VA-accredited Veterans Service Officer (VSO) or Claims Agent at va.gov/get-help-from-accredited-representative/find-rep
• Bring both forms and my evidence to the VSO and file the Total Disability based on Individual Unemployability (TDIU) claim through them
• Ask the VSO to confirm whether my claim also supports a Permanent and Total (P&T) designation
• Once awarded, apply for CHAMPVA for my spouse or dependents if permanent and total (va.gov/family-and-caregiver-benefits/health-and-disability/champva)
• Confirm my Class IV VA dental eligibility and get enrolled or scheduled at my local VA dental clinic
• Check my Total and Permanent Disability (TPD) student loan discharge status at studentaid.gov/manage-loans/forgiveness-cancellation/disability-discharge
• Look up my state's property tax exemption rule for TDIU or 100% veterans and apply with my county assessor
• If I have a spouse or dependent child, apply for Chapter 35 Survivors' and Dependents' Educational Assistance (DEA) once my award is permanent and total

Full step-by-step guide: ratednowwhat.com/benefits-by-rating#h2_5741b203

Education only. Not the VA, not a government agency, and not financial, tax, or legal advice. Help with a VA claim or rating is always free through a VA-accredited Veteran Service Officer.