Rated 10 to 40 percent

Print-and-take checklist. Tick each box as you go, and keep it with your paperwork.

• Pull your Certificate of Eligibility (COE) at VA.gov before shopping for any VA home loan
• Confirm every lender's Loan Estimate and Closing Disclosure shows $0.00 funding fee
• If you already paid the funding fee and your rating's effective date predates your closing, call your servicer and request a refund (or have your lender file VA Form 26-8937)
• File VA Form 10-10EZ to enroll in VA health care
• Confirm your VA health care Priority Group and your outpatient/prescription copay rate
• If you use a rated prosthetic, orthopedic device, or service-connected skin medication, file VA Form 10-8678 for the clothing allowance by August 1
• Fill out SF-15 (10-point veteran preference) and attach it to every federal job application on USAJOBS
• If rated 30% or more, contact a federal agency's Selective Placement Program Coordinator (SPPC) about Schedule A direct hiring
• If rated at least 10%, consider filing VA Form 28-1900 for Veteran Readiness and Employment (VR&E, Chapter 31) and talk to a VA counselor about your entitlement
• If your rating seems too low, or new evidence exists, or a condition worsened, contact a free accredited VSO about a Higher-Level Review (VA Form 20-0996) or Supplemental Claim (VA Form 20-0995)
• Revisit the funding-fee refund step again if a rating increase or new grant carries a retroactive effective date

Full step-by-step guide: ratednowwhat.com/benefits-by-rating#h2_5741b202

Education only. Not the VA, not a government agency, and not financial, tax, or legal advice. Help with a VA claim or rating is always free through a VA-accredited Veteran Service Officer.