Rated, Now What
Benefits by Rating
Rated 50 to 90 percent
Print-and-take checklist. Tick each box as you go, and keep it with your paperwork.
- Pull your DFAS Retiree Account Statement at myPay.dfas.mil and check for a "VA Waiver" line (military retirees only)
- If 20 or more years and rated 50 percent or higher, confirm Concurrent Retirement and Disability Pay is already posted on that statement; call DFAS at 1-800-321-1080 if it's missing
- If any condition is combat-related, gather your rating decision, DD-214, and combat evidence, then file DD Form 2860 with your branch (not VA, not DFAS) within 6 years of your rating decision
- Log in to VA.gov and check your VA health care enrollment status and priority group
- If not enrolled, apply with VA Form 10-10EZ at va.gov/health-care/apply-for-health-care-form-10-10ez
- Confirm your enrollment notice shows Priority Group 1; call your local VA Enrollment Coordinator if it doesn't
- If rated 100 percent Permanent and Total (P&T), or at the 100 percent rate via Individual Unemployability, ask your VA dental clinic about Class IV dental eligibility; if you have a compensable dental condition, ask about Class I
- Request your VA home loan Certificate of Eligibility with VA Form 26-1880 at va.gov/housing-assistance/home-loans/request-coe-form-26-1880
- Confirm the Certificate of Eligibility shows funding-fee-exempt status before you shop lenders
- Check every Loan Estimate and Closing Disclosure for a $0 funding fee line before signing
- If you already paid a funding fee and got a later rating with an earlier effective date, call your servicer or VA Regional Loan Center about a refund
- Download your VA rating letter (with the combined-rating box checked) at va.gov/records/download-va-letters
- Fill out Standard Form 15 (SF-15) at opm.gov/forms/pdf_fill/sf15.pdf and attach it, your DD-214, and your rating letter to every individual USAJOBS application
- Look into the Schedule A "30 Percent or More Disabled" non-competitive federal hiring path
- If pursuing employment support, apply for Veteran Readiness and Employment with VA Form 28-1900 at va.gov/careers-employment/vocational-rehabilitation/apply-vre-form-28-1900
- Before locking in a Veteran Readiness and Employment subsistence rate, ask your Vocational Rehabilitation Counselor to compare it against the Post-9/11 GI Bill housing-allowance election
- Review your individual disability ratings (not just your combined percentage) against the Special Monthly Compensation categories at va.gov/disability/compensation-rates/special-monthly-compensation-rates
- If any Special Monthly Compensation trigger looks like it might apply, take your file to a free accredited Veteran Service Officer for review
- If you live in a state with a property-tax or other state-run veteran benefit, check Benefits by State for your state's specific rules
Full step-by-step guide: ratednowwhat.com/benefits-by-rating#h2_5741b201
Education only. Not the VA, not a government agency, and not financial, tax, or legal advice. Help with a VA claim or rating is always free through a VA-accredited Veteran Service Officer.